Article 5 Current Affairs for UPSC

The Reserve Bank of India has introduced the concept of Specified Non-Financial Assets (SNFA) — immovable properties that banks acquire when borrowers default — through amendments to its Resolution of Stressed Assets Directions, 2025. The new framework bars banks, small finance banks, and NBFCs from selling such assets back to the defaulting borrower or its related parties, mandates disposal primarily through public auctions on SARFAESI Act principles, and prescribes conservative valuation norms. This article explains what SNFAs are, the full framework of acquisition, valuation, and disposal, the NPA and SARFAESI background, the statutory basis in the Banking Regulation Act, and why these norms matter — from the UPSC Prelims and Mains perspective.

The Ministry of External Affairs has stated that an Indian passport is a document issued under the Passports Act, 1967 to "regulate the departure" of Indian citizens from the country, and not a proof of citizenship, with less than 8 per cent of Indian citizens currently holding one. The clarification, made amid the debate over documents accepted as proof of citizenship during the Special Intensive Revision (SIR) of electoral rolls, has drawn sharp political reactions. This article explains the MEA's position, the Passports Act 1967, citizenship law under the Citizenship Act, 1955 and Articles 5–11, the SIR exercise, and the Supreme Court's rulings, for UPSC Prelims and Mains.

NATO leaders met in Ankara amid major defence-industry announcements, renewed support for Ukraine, debate over Article 5, U.S. President Donald Trump’s push over Greenland, tensions with Spain and Iran, and a possible U.S. policy shift on Turkey’s F-35 access. For UPSC, the summit is important because it connects NATO expansion, transatlantic security, Russia-Ukraine war, Arctic geopolitics, defence spending, and India’s strategic interests.

NATO is reviewing how Europe can be defended if the United States reduces some aircraft, warships and other military assets available for a European security crisis. The development has brought the NATO Force Model, Europe’s defence preparedness, US strategic focus on the Indo-Pacific, and India’s strategic interests in a changing global order into UPSC focus.